• Could you save over 60% on your landlords insurance?
  • Simple Landlords Insurance,  A name you can trust.
  • Add extra protection with Simple's Legal and Professional Fees Cover

Six reasons to choose simple.

  • Up to £2 million Buildings Cover and up to £75,000 Contents Cover
  • Cover for a wide range of tenant & property types
  • Secure access to manage your policy online 24/7
  • UK Call centres open 9am to 8pm weekdays / 9am to 5pm Saturdays / 10am to 4pm Sundays
  • Ways to pay - choose the way to pay that suits you best
  • We manage all claims to give you complete service

Insuring 5+ properties?

  • It's Simple to Save Time & Money
  • Portfolio Discounts available
  • Account Managed Service
Find out about our portfolio service

Landlords Insurance made Simple

With different risks and responsibilities, life as a landlord can be complicated.

Whatever type of landlord you are, protecting both your investment and income with Landlords Insurance is essential.

So whether you’re looking to cover your very first buy-to-let property, or a better deal on an existing portfolio... save money and keep things simple with us.

More than half our new and renewal customers paid less than £141 for landlords insurance from Simple. (Based on customers who bought cover between Feb - April 14. 51% paid less than £140.72)

As a landlord you could save over 60% with Simple Landlords Insurance.

Comprehensive cover starts from just £108 per year, or from less than £9 a month when you choose to spread the cost with Direct Debit.

Our quick and easy online service means that, once cover is in place, you can access, download and change your policy online 24/7! Should you prefer to talk to us on the phone, our dedicated UK based agents on hand to help.

Exclusive to our customers and designed specifically to complement your landlords insurance, our Legal & Professional Fees and Home Emergency options ensure you’re always prepared for the unexpected.

Simple Landlords Insurance cover at a glance

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    Landlords Building Insurance from £75,000 up to £2 million

    Only pay for the level of cover you need and protect your property against a variety of risks, including flood, fire and storm.

  • Multi House Icon

    Alternative Accommodation Insurance

    In the unlikely event that your property was so badly damaged your tenants couldn't stay there, we'll cover the cost of providing alternative accommodation.

  • Accident Icon

    Free Accidental Damage Cover on buildings for certain tenant types

    Got professional or retired tenants? Get free cover against any accidental damage they may cause.

  • Cash Icon

    Loss Of Rent Insurance - protects you against lost income for up to 12 months

    Get help with lost rent if your rental property is empty due to it being repaired following damage. For extra protection we offer our Rent Guarantee Insurance

  • Scales Icon

    Landlord Liability Insurance - up to £2million as standard

    Designed around the liability risks landlords face such as injury to a tenant or member of the public.

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    Landlord Contents Insurance - from £5,000 right up to £50,000

    Choose the level of cover you need for the items you own, including carpets, furniture and televisions.

For more information see our policy document

It pays to be protected.

When you’re a landlord, you never really know what’s around the corner, that’s why it pays to protect your buy-to-let property with a suitable Landlord House Insurance policy.

Accidental Damage to the buildings or your contents

Sometimes accidents happen - we all know that. With our accidental damage cover we will pay to replacement or repair costs. Accidental damage cover is automatically included on your buildings cover, meanwhile you can add Accidental Damage to cover the items youíre leaving inside the property - If you're renting to professional tenants you can add this at no extra cost!

Accidental Damage Cover

Read More about Accidental Damage Cover

Direct Debit - An Easier Way To Pay

Paying for your buy-to-let landlord insurance policy couldn't be easier with Simple. You can make a one-off payment using your debit or credit card securely online or you can spread the cost over a year by paying monthly by Direct Debit.

Setting up a direct debit arrangement is quick and simple and gives you entire control over your payments. You can choose which date the payment leaves your account and we will do our best to accommodate you. Furthermore, if for any reason you need to amend your landlords insurance policy and it changes the amount you owe, your payments will be automatically adjusted for you.

Setting up a Direct Debit for Simple Landlords Insurance is 100% safe and secure. You'll be protected by the Direct Debit guarantee given by the banks and building societies. And if at any time there is a change to the date, amount or frequency of your agreement Simple buy-to-let landlord insurance will always notify you in advance of the changes being made.

Direct Debit Logo

Ways to Pay

Home Emergency Cover

Our Home Emergency Cover ensures you are always prepared for the unexpected, be it boiler problems or a burst pipe, you will have access to our 24 hour emergency helpline. Home Emergency Cover has been designed specifically to complement your landlord insurance policy. This exclusive cover can only be purchased when you buy your landlords buildings and / or contents or at annual renewal.

Home Emergency Cover

Find out more about our Home Emergency cover

Simple Rent Guarantee Insurance

No matter how well you research your tenants there is always a risk that for some reason the tenant(s) are not able to pay their rent on time, or at all. Its in these situations that rent guarantee insurance can help.

With rent guarantee insurance from Simple Rent Guarantee you are protected against your tenants' failure to pay rent, providing you with the peace of mind of knowing your rental income is secured with:

    Up to £15,000 cover for rent arrears (up to £2,500 per month)

    Up to £10,000 legal expenses cover

    Options of 6 or 12 month policies depending on tenancy agreement

    Free access to legal advice helpline

Simple Insurance Rent Guarantee

Find out more about our Simple Rent Guarantee

News

  • 29th August 2014

    The Simple Landlord Insurance Guide- what you need to know when choosing a letting agent

    As a landlord, choosing a letting agent can be a daunting and sometimes an overwhelming prospect. With occasional problem cases receiving significant publicity in the press, this can lead to landlords having a negative view of the letting agent industry, and in turn, make choosing an agency a nerve racking and scary prospect.

  • 14th April 2014

    £10,625 raised for Macmillan and counting

    A combined team from Simple Landlords Insurance and Direct Group took on the National Three Peaks in aid of MacMillan Cancer Support. The team completed the three highest peaks across Scotland, England and Wales in a time of 26.5 hours and in doing so raised a grand total of £10,625.