Accidental Damage to the buildings or your contents
Sometimes accidents happen - we all know that. With our accidental damage cover we will pay to replacement or repair costs. Accidental damage cover is automatically included on your buildings cover, meanwhile you can add Accidental Damage to cover the items youíre leaving inside the property - If you're renting to professional tenants you can add this at no extra cost!
Direct Debit - An Easier Way To Pay
Paying for your buy-to-let landlord insurance policy couldn't be easier with Simple. You can make a one-off payment using your debit or credit card securely online or you can spread the cost over a year by paying monthly by Direct Debit.
Setting up a direct debit arrangement is quick and simple and gives you entire control over your payments. You can choose which date the payment leaves your account and we will do our best to accommodate you. Furthermore, if for any reason you need to amend your landlords insurance policy and it changes the amount you owe, your payments will be automatically adjusted for you.
Setting up a Direct Debit for Simple Landlords Insurance is 100% safe and secure. You'll be protected by the Direct Debit guarantee given by the banks and building societies. And if at any time there is a change to the date, amount or frequency of your agreement Simple buy-to-let landlord insurance will always notify you in advance of the changes being made.
Legal & Professional Fees
Our Legal & Professional Fees provides you with up to £25,000 of legal protection against legal issues such as contractual breach by tenant(s), pursuit of rent arrears and eviction of anyone in the property without your permission. Legal & Professional Fees has been designed specifically to complement your landlord insurance policy. This exclusive cover can only be purchased when you buy your landlords buildings and / or contents or at annual renewal.
Home Emergency Cover
Our Home Emergency Cover ensures you are always prepared for the unexpected, be it boiler problems or a burst pipe, you will have access to our 24 hour emergency helpline. Home Emergency Cover has been designed specifically to complement your landlord insurance policy. This exclusive cover can only be purchased when you buy your landlords buildings and / or contents or at annual renewal.
Simple Rent Guarantee Insurance
No matter how well you research your tenants there is always a risk that for some reason the tenant(s) are not able to pay their rent on time, or at all. Its in these situations that rent guarantee insurance can help.
With rent guarantee insurance from Simple Rent Guarantee you are protected against your tenants' failure to pay rent, providing you with the peace of mind of knowing your rental income is secured with:
Up to £15,000 cover for rent arrears (up to £2,500 per month)
Up to £10,000 legal expenses cover
Options of 6 or 12 month policies depending on tenancy agreement
Free access to legal advice helpline