Whatever type of property you own, chances are you have a considerable amount of money tied up in that property. This is an investment you need to protect for a whole variety of reasons. What if there's a fire for instance? Even if you think, "it won't happen to me," investing in a landlord insurance policy from Simple Landlords Insurance might save you from possibly the costliest expense of your life. Of course, there are many more benefits to buy-to-let landlord insurance. Simple Landlords Insurance can provide cover for a comprehensive range of properties catering for all types of styles, sizes, ages, conditions and locations.
Simple Landlords Insurance has many variations of policies to cover a wide range of landlord insurance needs including free accidental damage cover on buildings insurance (Free accidental damage cover on buildings only. Applicable to professional and retired tenants). You can learn more about Simple and the benefits of Landlords Insurance or get a quote online 24 hours a day, 7 days a week. Purchase a Simple Landlords Insurance policy online and spread the cost over a year by paying by direct debit.
Simple can cover you for:
Landlord Buildings Insurance - The structure itself is insured against most risks for the cost of repair or rebuild. Simple Landlords Insurance can cover you from £75,000 up to £2million on your landlord insurance, giving you complete peace of mind financially in the event of a flood or fire.
Landlord Contents Insurance - It is essential that you insure the items you own such as carpets, sofas, chairs and even televisions in case they become damaged or stolen. Simple Landlords Insurance can cover you from £5,000 up to £50,000 for your possessions on a new for old basis.
Landlord Liability Insurance - One of the many benefits of Simple's landlord insurance policies is that they're designed to give you complete peace of mind by making sure you are covered for most risks. Liability Insurance covers you up to £2million as standard. As the buy-to-let property market soars, personal injury claims have risen dramatically in the last 20 years and awards over £100,000 are not uncommon (information from the Association of Residential Lettings Agents - ARLA). So the right landlord liability cover is a must.
Loss Of Rent Insurance - Simple Landlords Insurance covers you for up to 12 months ensuring your bank balance stays in good shape should damage or building work make your property uninhabitable.
Free Accidental Damage Cover on buildings*- This cover is designed to protect you against damage by your tenants to your buildings. To take advantage of our Free Accidental Damage cover on buildings, make sure you click YES at the relevant section when completing your quote.
Alternative Accommodation Insurance - To many people the benefits of buy-to-let insurance may seem obvious. The contents insurance will cover your furniture while buildings insurance will cover any damage done to your property. But it's equally important not to overlook other areas such as alternative accommodation insurance in the event your property becomes uninhabitable.
There are many benefits of landlords insurance also commonly known as buy-to-let insurance but Simple goes that extra mile to keep you in pocket without compromising on exceptional service. In addition to standard landlord insurance benefits such as buildings and contents insurance, Simple offers a range of other incentives and added extras for your convenience.
Free Accidental Damage Cover on buildings
Simple Landlords Insurance offers free accidental damage cover on buildings insurance (Free accidental damage cover on buildings only. Applicable to professional and retired tenants). To make sure that you benefit from this fantastic offer, when buying Simple Landlords Insurance click YES when completing your quote.
Lower Landlord Insurance Premiums
Because Simple operates online it reduces our overheads giving YOU huge savings on your landlords insurance. It's quick and easy too. You'll be given a secure login enabling you to access your landlord insurance policy at anytime. And if anything changes you can amend your policy online in a matter of seconds. In a nutshell, Simple's efficient service makes it fast, easy, and all together, more convenient to arrange your landlords insurance policy.
Savings on Multiple Properties
The property market can be a costly business sometimes especially if you have a few properties to maintain and keep on top of. If you do rent out several homes make sure you get an online landlord insurance quote today because Simple can offer a generous discount for multiple properties cover. Discounts start at just 3 properties.
Direct Debit - An Easier Way To Pay
Paying for your buy-to-let landlord insurance policy couldn't be easier with Simple. You can make a one off payment using your debit or credit card securely online or you can spread the cost over a year by paying monthly by direct debit.
Setting up a direct debit arrangement is quick and simple and gives you entire control over your payments. You can choose which date the payment leaves your account and we will do our best to accommodate you. Furthermore, if for any reason you need to amend your landlords insurance policy and it changes the amount you owe, your payments will be automatically adjusted for you.
Simple's Direct Debit Guarantee
Setting up a direct debit for Simple Landlords Insurance is 100% safe and secure. You'll be protected by the direct debit guarantee given by the banks and building societies. And if at any time there is a change to the date, amount or frequency of your agreement Simple buy-to-let landlord insurance will always notify you in advance of the changes being made.
But don't just take our word for it, click on 'get a quote' and you'll have a no obligations quote in two minutes.
A professional Tenants Reference can help you take some of the worry out of being a landlord by helping to identify potentially undesirable, high risk or fraudulent prospective tenants at an early stage. Helping you make the right choices when you’re looking to let out your property.
Because we know the important role that Tenants Referencing can play, Simple are currently working on an exciting new project to take care of your Tenants Referencing needs.
We’ll have more information soon, so watch this space.
If you’re an existing Simple Tenants Referencing customer then please click here
No matter how well you research your tenants there is always a risk that for some reason the tenant(s) are not able to pay their rent on time, or at all. Its in these situations that rent guarantee insurance can help.
With rent guarantee insurance from Simple Rent Guarantee you are protected against your tenants’ failure to pay rent, providing you with the peace of mind of knowing your rental income is secured with:
- Up to £15,000 cover for rent arrears (up to £2,500 per month)
- Up to £10,000 legal expenses cover
- Options of 6 or 12 month policies depending on tenancy agreement
- Free access to legal advice helpline
Legal & Professional Fees
Our Legal & Professional Fees provides you with up to £25,000 of legal protection against legal issues such as contractual breach by tenant(s), pursuit of rent arrears and eviction of anyone in the property without your permission. Legal & Professional Fees has been designed specifically to complement your landlord insurance policy. This exclusive cover can only be purchased when you buy your landlords buildings and / or contents or at annual renewal.
Home Emergency Cover
Our Home Emergency Cover ensures you are always prepared for the unexpected, be it boiler problems or a burst pipe, you will have access to our 24 hour emergency helpline. Home Emergency Cover has been designed specifically to complement your landlord insurance policy. This exclusive cover can only be purchased when you buy your landlords buildings and / or contents or at annual renewal.
