All the landlord building & contents insurance
cover you need; Simple as that

When you’re a landlord, normal house insurance simply won’t do. Over and above the buildings and contents you’re responsible for the health and safety of the people on your property too. Like anyone operating a business it’s essential that you protect yourself against potential lawsuits for accidents, injuries or even fatalities on your property, as well as the damage to the building or its contents.

Simple can cover you for:

• Landlord liability insurance £2m as standard, with an option to upgrade to £5m in case of unforeseen accidents on your property. According to the Association of Residential Letting Agents (ARLA), Personal injury claims have increased by 85% since 1990 and awards over £100,000 are not uncommon, so suitable liability cover is essential.
• Landlord buildings insurance From £75,000 up to £2million to protect you against the cost of structural repairs. The Association of Residential Letting Agents (ARLA) estimates that 40% of UK properties are under-insured - it is vital that you make sure your cover represents the full rebuilding cost for your property.
• Landlord contents insurance From £5,000 to £50,000 to cover the carpets, appliances, fixtures and furniture on your property. If you're renting a furnished property, you need to make sure you can replace broken, damaged or stolen items on a new for old basis.
• Loss of rent insurance 12 months of cover up to 20% of the buildings sum insured to ensure you won’t be out of pocket if damage or repairs make the property uninhabitable.
• Alternative accommodation insurance in case you need to make a claim on your buildings policy and the house becomes uninhabitable while repairs are being undertaken.
• Accidental damage insurance to repair accidental damage your tenants may cause to your buildings or contents.