Because Simple is a specialist in landlords insurance we understand your circumstances and appreciate that tenants can and do change, and we do our utmost to help you whenever problems or unforeseen circumstances may arise. Such as the unoccupancy of property.
Because Simple buy to let insurance is specifically designed for landlords you may find that our insurance is able to provide the specialist level of protection you require during unoccupied periods - perhaps even for when a short term lease has ended.
View our landlords insurance cover at a glance.
Occupancy is always a requirement for taking out Simple landlords insurance, however, if your property then becomes unoccupied mid-term, we may well be able to continue your cover until you re-let to new tenants. However each individual case will be reviewed by our underwriting specialists and dependent on individual circumstances we may be able to continue to provide you with cover.
Of course, we do need to be notified of the details, as would be the case for any tenant changes or anything else which may have a bearing on your insurance. These are material facts of which your duty of disclosure requires you to inform Simple.
If your property becomes unoccupied, your Simple landlords insurance policy provides cover at the level originally set by the policy of 30 days before any restricted perils have to be applied.
Get a landlords insurance quote online from Simple.