Landlords are responsible for more than just bricks and mortar; they can also be liable for accidents and fatalities that occur on their property.
Accidents in the home can and do occur, in fact the Royal Society for the Prevention of Accidents1 estimate that there are 4,000 deaths and 2.7 million hospital admissions each year in the UK alone as a result of accidents in the home.
When an accident in a rental property occurs, landlords could find themselves liable to pay compensation as a result of their ownership of the property. Without adequate cover, they can be exposed to significant costs with personal injury claims of over £100,000 not uncommon2.
It's essential therefore, that anyone looking to rent out their property consider purchasing Landlord Liability Insurance, as without it you could be exposed to large financial costs in the unfortunate event that an accident does occur on your property.
Landlord Liability Insurance can have many different components and at Simple we aim to make it as easy as possible for you to get the cover that you need and at a competitive price.
With our online service, it takes just 2 minutes to get a quote and you can access and amend your policy 24 hours a day 7 days a week, so you can review your cover whenever you need to.
As well as providing comprehensive Landlords Buildings and Contents insurance, Simple Landlords Insurance gives you £2 million of Landlord Legal Liability cover as standard. What's more, Simply Landlords Insurance also offers a host of additional benefits including; free accidental damage cover on your buildings3, competitive premiums and great savings for landlords insuring multiple properties.
Find out more about the great range of benefits of a Simple Landlords Insurance policy can offer or Get a quote today and see how much you could save.
1 Source: Association of Residential Letting Agents
2 Source: Statistics from The Society for the Prevention of Accidents and The Home & Leisure Accident Surveillance System (formerly the responsibility of the Department of Trade and Industry)
3 Only Available for professional or retired tenants