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The last thing busy landlords need is over-complicated insurance. So for the last 10 years we’ve just offered quality cover from as little as £114.50*.
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For only £39.99 a year (less than £3.50 a month) we cover the cost of emergency repairs to your property’s primary heating system.
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At Simple Landlords Insurance, we believe in keeping things simple.
We like to use plain English, we don’t like hidden costs, and we don’t like a lot of fuss. We bet you don’t either.
We'll help you understand your options so you don’t end up paying more than you need to. And we’re not here to catch you out – we’re proud to say we always try to pay out when you need us to.
You get Award-winning insurance, and peace of mind. We get happy customers.
Simple isn’t it?
We want to make sure you can see everything - plain and simple and up front.
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Our landlord insurance has been awarded 5 stars by independent financial reviewers Defaqto - so you know you're getting the best cover there is.
And you don’t just have to take our word for it! Customers also score us 4.5 stars out of 5 on independent feedback service Feefo.
By Carl Agar
It’s that time again, a quick summary of the latest political movements and legislative updates that will impact on the private rented sector (PRS) as we move into 2019.
Landlord insurance is specialist insurance tailor-made for landlords. It’s there to protect your property, contents, your tenants - and YOU.
It can often be a condition of a buy-to-let mortgage, but it’s a pretty good idea in general. (Obviously we would say that, but it really is true!)
It’s not a legal requirement to have landlord insurance, but a standard home insurance policy won’t cover you for all the risks you’ll face when you rent out a property.
It turns out that nearly a quarter of landlords don’t have the right insurance for their rental buildings and contents. And if you’re not covered properly, you might not be able to claim – and that could end up hurting you right in the pocket.
Lots of landlords believe homeowner’s insurance is all they need for their rental property. But home insurance just won’t cut the mustard when you’re renting out to someone else.
You wouldn’t be covered, for instance, if someone got hurt on your property, or if something happened and your tenants couldn’t live there while it was getting fixed - or if your tenants suddenly stopped paying rent and you had to pursue an eviction.
These are all options you’ll be able to access under a specialist landlords insurance policy.
Make sure you look at those options carefully so you know what you’re covered for, what you’re not covered for - and what cover options you might need for your particular property and tenants. We’re here to help, and explain the options simply and clearly.
A specialist landlord insurance policy will cover your building and contents, cover you for legal liability (so if someone gets hurts at your rental property), and cover you for loss of rent if something happens and your tenants can’t live in the property.
With our landlord insurance, you can also choose to guarantee a rental income, cover accidental or malicious damage, get help with emergency repairs, or get help with legal costs - for instance in case you have to pursue an eviction.
Confused by all the technical jargon? Take a look at our landlord insurance jargon buster
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Broken heating, leaking roofs and blocked drains are not only hassle to repair, but they can cause disruption and discomfort to your tenants and cause damage to your property.
If your tenant has defaulted on their rental payment, would you be able to cover the cost of your mortgage repayments - or other costs - which their rent usually covers?
Renting out a property can lead to a range of legal disputes which could cost time, stress and money.
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