The Simple Landlords guide to storms
At Simple, our worst month for storm damage claims is actually February - after several bouts of bad weather have battered properties.
Last year we saw claims rise by 40% in the days following a storm - with damage from fallen trees, broken windows and collapsed fences. With an average claim cost of more than £2,300, it’s well worth making sure your properties are in tip top condition - and ready to weather the weather.
Here are our 6 top tips for getting ready for this season’s storms...
1. Check your roof
- Get a builder to give your roof an inspection every year - if you can’t remember the last time someone looked, now’s the perfect time to book something in.
- Keep an eye on your roof - and take a look after a storm hits to see if you can spot any dislodged or cracked tiles, or damaged soffit boards.
- Spotting issues before they escalate into bigger problems is key!
2. Check your windows
- Windows can take a battering during a storm, so check yours are shut, locked and in good condition.
- Dormer windows are particularly susceptible to letting in water, frequently due to poorly maintained flashing around their edges. Keep an eye on them, and encourage your tenants to do the same.
3. Unblock gutters
- Blocked gutters can cause a whole host of problems for your property, like rot, penetrating damp and damage to the foundation caused by water running down external walls. Make sure they’re clear of leaves, moss and other debris.
4. Garden maintenance
- While you’re outside checking the gutters, take a good look round your garden. Make sure fence panels are secure and trees close to the property are kept well trimmed.
- Ensure garden furniture, kids play equipment, ornaments and tools are stored in a garage or shed, so they won’t be picked up by the wind and blown into the property.
5. Use the garage
- Encourage your tenants to use the garage, if you have one, so there’s less chance of damage to vehicles.
6. Check your policy
- The last thing you want to find if a storm does cause damage to your property is that your insurance policy is out of date, or doesn’t provide the cover you need!