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Landlord Blog

Our Landlord Blog is written by our resident experts - who’ll give you independent opinions, top tips, and food for thought. From award-winning, multi-million pound landlords like Carl Agar and Bindar Dosanjh, to experienced, expert underwriters like our very own Andy - they’re here to give you the low-down on whatever’s up in the world of property.

Carl Agar

Back to school… for landlords

Tuesday 04 September 2018

By Carl Agar

There are so many changes happening within the industry and there’s always so much to learn… In a bid to help you stay on top, our resident expert Carl Agar of Big Red House provides you with a round-up of FREE resources to give you a head start.

Carl Agar

Is in investing in flats a good idea?

Friday 10 August 2018

By Carl Agar

It’s a tough time to be a landlord in the UK at the moment - especially when it comes to increasing your profit margins. So I’m exploring what can you do right now in an attempt to increase your profit in the property business. Here are just a few suggestions….

Carl Agar

10 things you can to today to maximise your property profit

Wednesday 08 August 2018

By Carl Agar

It’s a tough time to be a landlord in the UK at the moment - especially when it comes to increasing your profit margins. So I’m exploring what can you do right now in an attempt to increase your profit in the property business. Here are just a few suggestions….

Carl Agar

Do you understand the eviction process?

Monday 16 July 2018

By Carl Agar

Having a home in a location that’s important to you is paramount to many tenants. Combine that with a shortage of homes to choose from – and it means most tenants are keen to hold on to their rented property.

Tony Gimple

Incorporation is not the Holy Grail

Tuesday 29 May 2018

By Tony Gimple

Landlords are worried about tax. And they’ve got every reason to be. Simple Landlords Insurance’s stats show that Stamp Duty, Capital Gains Tax, and the infamous Section 24 all hit the top of the list of landlord concerns. 

Carl Agar

Should You Convert a Commercial Property into Residential?

Thursday 17 May 2018

By Carl Agar

Altering a commercial property - such as a former office, a shop with flat above, a pub or even an old library - into a residential property, may sound ambitious, especially if you’ve never done it before. But this has proved a popular property investment strategy for many savvy investors for some time now

Carl Agar

Build-to-rent: the saviour of UK housing?

Monday 23 April 2018

By Carl Agar

Build-to-rent, an approach that has worked on the continent for years (at least France and Germany), looks set to revolutionise Britain’s housing sector. Predicting a shortfall of 1.8million rental homes by 2025, the Royal Institute of Chartered Surveyors (RICS), announced last year that the UK was on the verge of a rental crisis.  

Carl Agar

New EPC Regulations set to hit Landlords

Thursday 15 March 2018

By Carl Agar

Landlords who haven’t kept up to speed with the evolving EPC (Energy Performance Certificate) regulations affecting their properties are going to go on a steep learning curve - as of the 1st of April 2018 – unless of course they would rather pay the £4,000 penalty.

Carl Agar

Can selective licensing help clean up communities?

Tuesday 27 February 2018

By Carl Agar

Selective licensing initiatives are increasing as more and more councils seek to ‘clean up’ areas suffering from high levels of anti social behaviour, currently blighting towns, villages and cities across the UK. 

Carl Agar

When HMO's go BAD!

Monday 11 December 2017

By Carl Agar

If managed correctly and fully occupied - then HMO properties are arguable one of the best property types to invest in.

Tony Gimple

Tax, lending, and how to grow in today’s market

Thursday 30 November 2017

By Tony Gimple

With section 24 due to hit landlords on their 2017/18 tax returns, and now the Prudential Regulatory Authority (PRA) tightening up on borrowing, I know many landlords who feel like they’ve got a big ‘Kick Me’ sticker on their backs. And I don’t blame them.

Carl Agar

11 Ways Landlords Can Combat Section 24 Tax Changes

Thursday 30 November 2017

By Carl Agar

Despite repeated warnings to the government about the reduction in the availability of private rented properties, increased rents and ultimately an increase in homelessness, Section 24 is more than just here to stay – it’s already kicked in (albeit gently to begin with).

Carl Agar

DIY Property Inspections

Wednesday 18 October 2017

By Carl Agar

In an effort to cut back on costs, many landlords these days are opting to do their own property inspections and marketing etc. In this article we’re zooming in on inspections and looking at not just what it involves, but when it’s appropriate and how much notice you must legally give your tenants.

Augusta Onyiuke-Eluma

A mortgage market update

Monday 02 October 2017

By Augusta Onyiuke-Eluma

Everyone knows that lending is getting tougher – and here we hear from a mortgage expert on exactly what’s happening, what to look out for, and how to get round some of the restrictions to continue investing.

Jasmine Kaur

The case FOR HMOs

Wednesday 27 September 2017

By Jasmine Kaur

Investing in HMOs – Houses in Multiple Occupation - can be a great investment strategy, but there’s no doubt you have to know what you’re doing. See the list of pros, they may not look long, but they’re the bottom line for any landlord.

Carl Agar

In conversation with a student landlord

Tuesday 15 August 2017

By Carl Agar

There’s no doubt that students have a bad reputation for parties, accidental damage, and unreliability, and many landlords won’t touch them with a barge pole. But there is still money to be made in this market - if you go into it with your eyes wide open

Bindar Dosanjh

10 top tips for finding tenants

Monday 22 May 2017

By Bindar Dosanjh

The single biggest mistake you can make in property investment is buying the wrong property. The next one - and by far the most common - is getting the wrong tenants to live in it.

Bindar Dosanjh

Investing for financial independence

Thursday 20 April 2017

By Bindar Dosanjh

​People invest in property for all sorts of reasons. Some want it to support them in retirement, some invest to help get their children on the property ladder, children’s education, others for a bit of extra pocket money.

Carl Agar

Choosing suitable Letting Agents

Monday 27 February 2017

By Carl Agar

A question I get asked a lot is ‘how do you choose a good agent? My jovial and perhaps obvious answer is ‘You call Big Red House!’ but in reality it is a very valid and serious question.

Carl Agar

Thoughts on Brexit and new home building

Wednesday 14 September 2016

By Carl Agar

In my last article on this topic I discussed the potential impact that leaving the EU could have on the private rented sector and it sparked quite a heated debate on social media. What was obvious to many is that such an emotive issue would always cause a debate. 

Carl Agar

Join forces and save taxes

Friday 12 August 2016

By Carl Agar

A question I get asked a lot is ‘should I buy property with other people?’ The annoying and common answer is predictably that it depends on many variables.

 

Our experts

Andy Wynne Jones

Andy Wynne Jones

A landlord himself, Andy has spent over 25 years in financial services - beginning his career in commercial insurance and high street insurance brokers.
 

Augusta Onyiuke-Eluma

Augusta Onyiuke-Eluma

Augusta Onyiuke-Eluma is a Partner at award-winning financial advisory Foster Denovo, where she advises on whole-of-market mortgage issues (inclusive of residential and commercial purchases, as well as development finance and bridging loan needs).

Bindar Dosanjh

Bindar Dosanjh

Award winning property investor Bindar Dosanjh started out renting a room in her house as a way to make ends meet as a single mum. Now she’s got a portfolio worth several million pounds, and mentors others to follow in her footsteps through her company Smart Core Wealth.

Carl Agar

Carl Agar

Carl Agar is the managing Director of Big Red House letting agents, founder and Chief Executive of The Home Safe Scheme, has been the Yorkshire representative of the National Landlords Association for the last decade - the UK’s largest landlord association, as well as being a Landlord and Investor.

Jasmine Kaur

Jasmine Kaur

Jasmine Kaur, property investment runs in the family. She got her first property at 18, and now has 15+ properties in London and the North West. Most of them are Houses of Multiple Occupancy - and it’s an investment strategy that has paid off for Jasmine so far.
 

Tony Gimple

Tony Gimple

Tony Gimple has worked for Legal & General, American Express, Towergate, Chancery Law Group and Bowling & Co Solicitors (a Leading Legal 500 firm where he was their estate planning director), and is the subject of a Cranfield MBA thesis on entrepreneurship.