Thursday 19 March 2015
Damp and mould can have serious consequences for both landlords and their tenants – with potentially dire effects on the latter’s health and criminal prosecutions costing the former upwards of £20,000 if a failure to act is in evidence.
Wednesday 11 March 2015
Up until 6th April 2007 a tenant who felt they had been treated unfairly by their landlord over the amount of deposit they had been returned at the end of a tenancy had to go to court and argue their case with a judge, but this all changed when the tenancy deposit scheme was introduced.
Tuesday 10 March 2015
Most landlords will tell you that the buy-to-let business can be hard work with many overheads and potentially expensive mistakes involved. The majority will also tell you that the key to a successful and secure business is looking after tenants and keeping them in your property rather than someone else’s. And so, Simple Landlords Insurance has put together a guide to help you keep your tenants on side.
Monday 09 March 2015
Tenancy agreements usually state it is a landlord’s responsibility to keep the exterior and structure of a home in repair and so if there is a problem with an existing damp-proof course in a buy-to-let then landlords are likely to be responsible for repair.
Thursday 26 February 2015
Benjamin Franklin, famous statesman and founding father of the United States of America once said, 'in this world nothing can be said to be certain, except death and taxes.' And while Mr Franklin, who was also an author, scientist, printer and a postmaster, was quite right that taxes are unavoidable, he did not know about allowable expenses.
Tuesday 24 February 2015
...or at least, a question which most landlords should consider very carefully before making a decision either way, because there are tangible advantages and disadvantages to both styles of letting. But the first point a landlord should consider is their target rental market. Students, for example, will normally be searching for properties which come with sofas, beds and wardrobes but older tenants and families are more likely to have their own furniture which they will want to bring with them.
Monday 23 February 2015
Last year a private landlord was ordered to pay more than £2,500 in fines and fees following a prosecution by Stoke-On-Trent City Council for failing to provide acceptable accommodation. Stafford Magistrates’ Court was told how Mohammed Rafakat had been renting out a property which was severely affected by rising damp to all ground floor rooms, as well as penetrating damp to the upstairs bedrooms and bathroom.
Friday 20 February 2015
A House in Multiple Occupation, or HMO, is a property in which at least three tenants who form more than one household live and share toilet, bathroom or kitchen facilities with other tenants.
Thursday 19 February 2015
Latest figures from the Office of National Statistics show net migration to the UK between June 2013-14 was 260,000 and whether you consider this figure, which is 22,000 less than the previous year, to be good or bad for the UK, it is important as a landlord to keep in mind some new legislation when renting to foreign nationals.
Tuesday 17 February 2015
For most landlords their tenant’s safety and welfare is of paramount importance but a study by the Electrical Safety Council (ESC) has found that 1.7 million private renters have had concerns over electrical safety either ignored or acted on too slowly when reporting them. The same study found more than 2 million private renters were concerned about electrical safety in their homes.
Friday 13 February 2015
Figures from the Office of National Statistics show that in 2011, the domestic private rented sector accounted for 18 per cent of the housing stock in England and Wales and 8 and 3 per cent of those properties had an F and G Energy Performance Certificate (EPC) rating - below the level of energy efficiency required by the Government.
Wednesday 21 January 2015
The second reading of the Tenancy (Reform) Bill put forward by MP Sarah Teather, is scheduled to resume on 6th March at Westminster. If passed, the bill would mean landlords could no longer serve a Section 21 Notice To Quit as soon as a tenant had made a complaint about a property to them or a relevant local housing authority.
Saturday 11 October 2014
Getting your property back if things go wrong with the tenancy is something that naturally most landlords will worry about. Although it may not be something you want to think about it is worth knowing from the outset what the legislation is around gaining possession of your property, in case you find yourself in the situation where you need to get it back.
Monday 06 October 2014
Every landlord knows that finding tenants costs money and time. This is why it is so important to keep your tenants happy, ensuring they stay in your property, and all your hard work acquiring them doesn’t go to waste.
Sunday 05 October 2014
There can often be much confusion surrounding the licensing for Houses in Multiple Occupation, also referred to as HMO's. The Housing Act 2004 introduced licensing for HMO's that aimed to ensure better management and living conditions for tenants.
Friday 03 October 2014
Choosing the right letting agent is an important consideration for a landlord. As a landlord you want to make sure that the agent you choose will give you the best service and value for your money.
Friday 29 August 2014
As a landlord, choosing a letting agent can be a daunting and sometimes an overwhelming prospect. With occasional problem cases receiving significant publicity in the press, this can lead to landlords having a negative view of the letting agent industry, and in turn, make choosing an agency a nerve racking and scary prospect.
Tuesday 22 July 2014
On June 28th a combined team from Simple Landlords Insurance and Direct Group took on the National Three Peaks in aid of Macmillan Cancer Support. The team completed the three highest peaks across Scotland, England and Wales in a time of 26.5 hours and in doing so raised a grand total of £10,625.
Monday 14 April 2014
If you're thinking of becoming a landlord in a city with a good attitude to helping the environment, we've done the hard work for you and found the greenest cities in the UK and why:
Wednesday 16 October 2013
Here at Simple Insurance we are regularly contacted by landlords requesting advice about the Tenancy Deposit Protection Schemes and this guide aims to provide quick answers to some of the most common questions.
We want to add value to landlords with interesting news and views! Our Hub includes information and opinions on the housing market from a variety of expert sources – please just be aware it doesn’t always reflect Simple’s opinion, or the products and services we provide.
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