As a landlord, you need to protect your investment, your tenants - and yourself. Standard home insurance just won’t cut the mustard. You wouldn’t be covered, for instance, if someone got hurt on your property, or if something happened and your tenants couldn’t live there while it was getting fixed.
With our landlord insurance, you can also choose to guarantee a rental income, cover accidental or malicious damage, get help with emergency repairs, or get help with legal costs - for instance in case you have to pursue an eviction.
The right landlord insurance for YOU
You know your property, your tenants, and your risk best. We’re here to help you choose the right options for YOU. We keep things simple - and we keep your investments safe. And that means you’re free to think differently about how you grow your portfolio.
“Great customer service & very competitively priced! Should have switched to them sooner!”
Read what our landlords say about us.
How are landlords insuring their investments?
How to get the right landlord insurance infographic
As part of our emerging landlord report we wanted to understand better how landlords are mitigating their risk in new market conditions, while maximising their profits.
"Out of all the stats in this report, the fact that so many landlords don’t even have landlords insurance is the one that - perhaps unsurprisingly - concerns me the most!"
Visit the emerging landlord microsite
Five Star Cover
Rest-assured, you’re getting the best cover there is. We’ve been awarded stars by independent financial reviewers Defaqto.
Our landlords have also scored us 4.5 out of 5 stars on independent feedback service Feefo. And we’ve been awarded the Best Landlord Insurance Provider Award at the Property Wire Awards two years in a row.
Frequently asked questions
Why do I need landlord insurance - won’t home insurance do?
Home insurance won’t cover a property you’re renting out to someone else. Landlord insurance, on the other hand, will cover your property for fire damage, water damage, and accidental damage. It will also cover your legal liability if someone is hurt in or around your property. You can then add on extras for things like home emergencies (like a broken down boiler) or rent guarantee (so if your tenants stop paying rent you can still pay your bills).
Make sure you look at your options carefully so that you know what you’re covered for, what you’re not covered for, and what cover options you might need for your particular property and tenants. We’re here to help, and explain the options simply and clearly.
How much is landlord insurance?
At Simple we offer landlords cover with prices starting from £112.75* per property, per year. Prices will vary depending on your property, tenants and the cover you require - get a quote to find out more!
Do you offer Portfolio or Multi-property discounts?
Yes! Discounts start when you insure 3 or more properties with us (known as a portfolio of properties). You’ll not only get a better price, but you’ll also get a dedicated account manager to help you get the right cover. All you need to do is fill in a form and your account manager will get in touch with you.
Visit our multiple properties page to find out more, or call 0808 172 5600 - open weekdays 9am-8pm, Saturdays 9am-5pm, and Sundays 10am-4pm – for a chat, and we’ll work out if a portfolio policy could work for you.
Read a list of the questions we get asked the most, or find out more in the landlord insurance jargon buster.