Simple Landlords Insurance

Get a quote or call us on 0808 172 5600

Landlord insurance

Award-winning cover that makes life easy for busy landlords. Get peace of mind from as little as £112.75*.

Get a quote Multiple property cover

As a landlord, you need to protect your investment, your tenants - and yourself. Standard home insurance just won’t cut the mustard. You wouldn’t be covered, for instance, if someone got hurt on your property, or if something happened and your tenants couldn’t live there while it was getting fixed.

With our landlord insurance, you can also choose to guarantee a rental income, cover accidental or malicious damage, get help with emergency repairs, or get help with legal costs - for instance in case you have to pursue an eviction.

The right landlord insurance for YOU

You know your property, your tenants, and your risk best. We’re here to help you choose the right options for YOU. We keep things simple - and we keep your investments safe. And that means you’re free to think differently about how you grow your portfolio.

“Great customer service & very competitively priced! Should have switched to them sooner!”
Feefo - 4.5 out of 5 stars

Read what our landlords say about us.

Why choose us?

  • We can get you covered with landlord insurance from as little as £112.75* a year per property
  • You’ll only pay for the insurance you need, building your own policy from our wide range of optional extras
  • We’ll give you legal liability and loss of rent protection - as standard
  • If you’ve got a portfolio, we’ll get you an account manager, and you’ll get even leaner pricing and no fees

Read more about our promise.

How are landlords insuring their investments?

Infographic thumbnailHow to get the right landlord insurance infographic

As part of our emerging landlord report we wanted to understand better how landlords are mitigating their risk in new market conditions, while maximising their profits.

"Out of all the stats in this report, the fact that so many landlords don’t even have landlords insurance is the one that - perhaps unsurprisingly - concerns me the most!"

Visit the emerging landlord microsite

Five Star Cover

Rest-assured, you’re getting the best cover there is. We’ve been awarded 5 stars by independent financial reviewers Defaqto.

Our landlords have also scored us 4.5 out of 5 stars on independent feedback service Feefo. And we’ve been awarded the Best Landlord Insurance Provider Award at the Property Wire Awards two years in a row.

Defaqto 5 stars for landlord insurance Property Wire Awards - Winners Best Landlord Provider 2018  Trusted Service Award - feefo 2018

Frequently asked questions

Why do I need landlord insurance - won’t home insurance do?

Home insurance won’t cover a property you’re renting out to someone else. Landlord insurance, on the other hand, will cover your property for fire damage, water damage, and accidental damage. It will also cover your legal liability if someone is hurt in or around your property. You can then add on extras for things like home emergencies (like a broken down boiler) or rent guarantee (so if your tenants stop paying rent you can still pay your bills).

Make sure you look at your options carefully so that you know what you’re covered for, what you’re not covered for, and what cover options you might need for your particular property and tenants. We’re here to help, and explain the options simply and clearly.

How much is landlord insurance?

At Simple we offer landlords cover with prices starting from £112.75* per property, per year. Prices will vary depending on your property, tenants and the cover you require - get a quote to find out more!

Do you offer Portfolio or Multi-property discounts?

Yes! Discounts start when you insure 3 or more properties with us (known as a portfolio of properties). You’ll not only get a better price, but you’ll also get a dedicated account manager to help you get the right cover. All you need to do is fill in a form and your account manager will get in touch with you.

Visit our multiple properties page to find out more, or call 0808 172 5600  - open weekdays 9am-8pm, Saturdays 9am-5pm, and Sundays 10am-4pm – for a chat, and we’ll work out if a portfolio policy could work for you. 

Read a list of the questions we get asked the most, or find out more in the landlord insurance jargon buster.

  • My account

    Go to your personal account to check your policy details, make amends, renew, or retrieve a quote.

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  • Cover from as little as £112.75*

    Get a quote
  • The emerging landlord

    It is a time of tremendous change for landlords in the UK - and tremendous opportunity.

    Visit the microsite
  • Home emergency

    Broken heating, leaking roofs and blocked drains can be a hassle to repair.

    Read more