Renting out a property can lead to a range of legal disputes, which could cost time, stress and money. With legal expenses insurance you’ll get cover and professional support for covered legal proceedings. You can choose to add this cover to your Simple Landlords Insurance policy.
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For more information please take a look at the full policy documents - which show exactly what you’ll be covered for.
Landlord legal expenses insurance is designed to help you with legal disputes
Common examples of when you might use your landlord legal expenses cover include when a tenant breaches their tenancy agreement in some way, if tenants stop paying rent and you’re pursuing arrears or an eviction, or if you’re being pursued for a breach of YOUR obligations as a landlord.
Landlord legal expenses insurance is not a legal requirement but it really can offer you peace of mind. Legal costs add up fast, and if your margins are tight, it’s worth crunching the numbers on the cost of a policy versus the cost of a legal case.
No – there are restrictions on the policy, including the amount your case is worth and the likelihood of success. Our experts will assess whether it’s worth it – and that’s as much for your sake as anyone else’s. If it’s a very small amount or there isn’t a reasonable chance of you winning, they won’t take it forwards.
Landlord legal expenses cover costs £39.50 for 12 months, which works out at less than £3.50 a month.
To ensure that you’re covered immediately, you’ll need to provide us with tenant references. These references should include: two forms of identification (one with a photo); and must show that they do not have any outstanding or closed County Court Judgements (CCJs) in the last three years.
If your tenants don’t have any references, they will have to live in your property for 90 days - without any issues - before we can pay for any legal expenses should a dispute arise.
Our landlord legal expenses customers benefit from unlimited access to a 24/7 legal helpline.