If you own a property and someone gets hurt in or around it - or their property gets damaged in or around it - you could be liable to pay them compensation and any resulting legal fees. That’s where legal liability insurance comes in.
With Simple Landlords Insurance legal liability cover, you’ll be protected for anything you’ve got a legal responsibility for – for instance if there’s an unforeseen accident and you’re faced with personal injury claim - or other claims from tenants or visitors.
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Our Legal liability cover includes:
For more information please take a look at the full policy documents - which show exactly what you’ll be covered for.
Landlord liability insurance is designed to cover you where you’re legally responsible for something – so for instance should someone get injured in or around your property – or should their property get damaged while ON your property.
Landlord liability insurance isn’t a legal requirement, but it’s important to remember that some injuries or damages can leave you liable to pay out a lot of money.
Simple Landlord’s landlord legal liability policy includes £2 million worth of cover as standard, with the option to upgrade to up to £5 million. It also includes cover for legal expenses and defence costs should you require legal assistance.