Landlord Rent Guarantee Insurance

Landlord Rent Guarantee Insurance

Landlord Rent Guarantee Insurance

Our landlord rent guarantee insurance can be brought alongside a landlord insurance policy and covers you in the event that your tenants miss payments or stop paying their rent while under contract.

  • Cover for any existing tenants
  • Access to a 24-hour legal helpline to support you with rent disputes, arrears and evictions
  • Cover for all unpaid rent except for the first month owed, until the tenant is evicted
  • Cover for up to £2000 a month for 12 months
  • Up to £5k of legal expenses for evictions.

Landlord rent guarantee can be added to your Simple Landlords Insurance policy.


  • Call 0808 172 5600

  • Open weekdays 9am-8pm, Saturdays 9am-5pm, and Sundays 10am-4pm - for a chat.

What does landlord rent guarantee insurance cover?

Access to a 24-hour legal helpline

Tenants missing a payment may be a one-off incident that is quickly solved, but sometimes these situations can spiral into larger disputes – with access to a 24-hour legal helpline, you can quickly receive advice and assistance for any problems you have regarding rent disputes, arrears and evictions.

Rent cover for up to £2,000 a month

Missing a payment from a tenant can throw your finances into chaos, especially if you rely on renting as your primary source of income. We offer up to £2,000 a month to cover your rent for up to 12 months (you choose the level based on the amount of rent your tenants normally pay), so you don’t need to worry about the impact of missed payments on your finances. We will cover you for all unpaid rent except for the first month owed until the tenant is evicted.

Legal cover for up to £5,000

Sometimes it’s clear it’s not going to work out, and you might find that eviction is your only answer for problem tenants who routinely miss payments or cause damage to your property. We provide legal cover up to £5,000 to cover the cost of eviction of tenants and to pursue rent arrears - which will be managed on your behalf by our legal specialists.

For more information please take a look at the full landlord rent guarantee insurance policy documents - which show exactly what you’ll be covered for.

Rent guarantee insurance - also known as rent protection insurance - is an optional cover for landlords. It is designed to pursue the rental arrears and manage the eviction process to vacate your property to rent out again, if your tenants are unable to pay their rent.

Rent guarantee insurance is not a legal requirement, but some landlords do find it gives them peace of mind - particularly those who rely on rental income to pay a mortgage.

Rent guarantee insurance from Simple Landlords starts at £79.99 for a £500 monthly claim limit for 12 months, which works out at less than £7 a month.

Simple Landlord’s rent protection policy can cover up to £2,000 of rent a month for up to 12 months.

New tenants will be covered assuming you comply with the tenant referencing criteria. This ensures your policy will remain in force if you have a change of tenant in the property.

References would require providing at the claim stage.

If the tenancy agreement commenced before the tenant references, cover will kick in automatically but only after 90 days without incidents. So you won’t be able to make a claim in the first 90 days of your policy.

We can’t cover things that happened before you took out Rent guarantee insurance with us, and we can’t cover you if your tenants have a history of not paying their rent. We also won’t pay out for claims in the first 90 days where you didn’t obtain a reference for a new tenant before the tenancy agreement begins.

We will not pay out for claims where the amount in dispute is less than £250 or claims where there is less than 2 months’ rent in arrears.

Sorry, no, our rent guarantee is only designed to provide cover for rental arrears until the tenant has vacated the property.

Related landlord insurance products
Landlord Key Protection Cover
Landlord key protection cover
Landlord Multiple Properties Insurance
Multi property landlord insurance
Non-Standard Landlord Insurance
Non-standard landlord insurance
Landlord Contents Insurance
Landlord contents insurance